Aventura, Miami Beach and Miami, Florida Real Estate Listings & Homes For Sale Provided by Arnowitz and Associates

Arnowitz and Associates, REALTORŽ, real estate agents and broker for Aventura, Miami Beach and Miami Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

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Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Q	Who is the world's largest landowner?
A	The United States government, with holdings of 728.8 million acres of land.
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Arnowitz and Associates, REALTORÂŽ, real estate agent and broker for Aventura, Miami Beach and Miami, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Bradley E. Arnowitz PA, RPS, CLHMS
1355 Real Estate Associates, Inc.
Formally, Re/Max Beach Properties
3301 N.E. 183rd Street, Suite 405
Aventura, FL 33160
24/7: 305.776.6113
Facsimile: 305.402.0707
Brad@ArnowitzProperties.com
ClientCare@ArnowitzProperties.com
Re/Max Hall of Fame - Top Residential Team, Florida
Founder, The Institute for Luxury Home Marketing
Renowned Property Specialist
Certified Luxury Home Markeing Specialist
Voted "Best Local Realtor" Miami Sun Times
Miami Beach Area Council Chair, Realtor Association of Miami & The Beaches

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