Arnowitz and Associates, REALTORŽ, real estate agents and broker for Aventura, Miami Beach and Miami Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

	Visit My Blog
	Free Foreclosure List
	Danger! Buyer Traps
	13 Extra Costs
	Prices In Your Area
	Sellers: Costly Mistakes!
	27 Seller Tips

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Re/Max Beach Properties are some of The Top Selling Real Estate Experts™
Find Out More >

See the nation's top rated reports for Schools in Aventura, Miami Beach and Miami >

Coming Soon
Find Out More >

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Aventura, Miami Beach and Miami real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

	About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State/Province:
Country:
Zip/Postal Code:
Phone:
	About Your Move
When Are You Moving?
Where Are You Moving?
	About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?
	Additional Info
Please Enter More Details, Along With Any Comments, Concerns, Or Questions:
Send Latest Listings:
Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >

School Reports in Bal Harbour, Sunny Isles and Aventura, Florida

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Florida Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Bal Harbour, Sunny Isles and Aventura

Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What is the mysterious American island whose private owners are intent on preserving the ways of early island life?
A	The Robinson Family, owners of Niihau, Hawaii, have done everything in their power to preserve traditional ways.
See More Real Estate Trivia >

Arnowitz and Associates, REALTORŽ, real estate agent and broker for Aventura, Miami Beach and Miami, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Bradley E. Arnowitz PA, RPS, CLHMS
1355 Real Estate Associates, Inc.
Formally, Re/Max Beach Properties
3301 N.E. 183rd Street, Suite 405
Aventura, FL 33160
24/7: 305.776.6113
Facsimile: 305.402.0707
Brad@ArnowitzProperties.com
ClientCare@ArnowitzProperties.com
Re/Max Hall of Fame - Top Residential Team, Florida
Founder, The Institute for Luxury Home Marketing
Renowned Property Specialist
Certified Luxury Home Markeing Specialist
Voted "Best Local Realtor" Miami Sun Times
Miami Beach Area Council Chair, Realtor Association of Miami & The Beaches

www.ArnowitzProperties.com is brought to you by Arnowitz and Associates
NUMBER1EXPERT™ in real estate for Aventura, Miami Beach and Miami, Florida

Read Arnowitz and Associates's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge